“To be, or not to be — that is the question.”
- Hamlet, in William Shakespeare’s HAMLET, Act 3, Scene I
For my healthcare needs, I’m a member of a large HMO, and have been for some years. By and large, it has worked fairly well. I’m moderately healthy and carry medical insurance mainly for potential catastrophic major medical conditions or accident, which could affect my nest egg like a fall off the wall for Humpty Dumpty.
